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What To Think About When Planning For Retirement
When was the last time someone asked you what you wanted out of life? When was the last time someone sat with you to show you how to get there? At ALVA Financial Group our agents always sit with you with your end goals in mind for retirement. Accounting for long term care, debt resolutions, social security options, and the timing of distributions. We're here to help you walk in the direction you need to go, for the destination of life you envision.
Retirement is a fundamental aspect of planning ones finances. With our 360 approach we encourage our clients to begin discussing a retirement plan, to ensure their not just covered for now, but 30, 40, 50 + years from now. Having a secured tax-free retirement plan is essential and fully integratable to our other financial services in order to provide the peace of mind, and rest you can rely on and look forward to.
What Kind Of Questions Should I Be Asking About My Retirement?
What Kind Of Questions Should I Be Asking About My Retirement?
What Kind Of Questions Should I Be Asking About My Retirement?
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After taxes how much am I getting back for retirement?
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What is my safe rate of withdrawal giving me per year?
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How many years will my retirement income last me?
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Will my retirement income affect my healthcare costs?
I Already Have A Retirement Plan
Annuities and Rollovers
Long Term Care + Health Care Planning
Life Insurance Integration
Whether your planning to retire, near retirement, or currently retired. Let us help you find the best supplemental plan to provide a guaranteed income you can count on in your golden years.
Do you already have a retirement plan with your employer? A 401(k), 403(b), 457, pension, or IRA? Many employers help Individuals get the ball rolling for retirement by offering certain plans to their employees and even in cases aid in contributing a specific amount to ensure no one is left without. These plans are typically Tax Deferred Compensation Plans (T.D.C.P); as listed above you may already be familiar with these retirement plans, or already have one in place.
How do TDCP's work?
Tax-deferred plans are just as they sound. Tax-Deferred plans. This is when the money paid into an investment account gets a postpone in paying income tax until this money is withdrawn, ideally after retirement. Tax deferred = Pay later. Sounds simple enough. However, most individuals with these plans are not aware of the amount of money they will be receiving as income after taxed is enough to sustain them.