Quality Protection, Unmatched Coverage
Get A Quote TodayWith over 75 years of experience, our streamlined team of experts creates tailored, self-secured protection plans utilizing insurance that focus on mitigating taxes and safeguarding your most valuable assets. Designed to protect, last, and build for you.
Retirement plans, Life Insurance, Wealth Accumulation, Savings Plans and much more.
Secure what you value most
Life tends to throw us real curveballs that end up leaving us in unpredictable circumstances: emotionally, physically, and financially. Our team of agents are trained to find and curate the best Life Insurance solutions for you and your future, approaching Life Insurance with strategy for maximum coverage and all the benefits it has to offer for your advantage.
At ALVA Financial Group we are here to help relieve the financial stress that often leaves us in scrambles in major life events. This is why every Insurance plan you get with ALVA Financial Group has a guarantee of full living benefits included with no additional cost
Living benefits work as a rider or amendment to an insurance policy. These riders are add-on benefits that provide a way to access some of your death benefit while you are still alive. The most important aspect of Living Benefits as an attached rider to your insurance policy, is that it offers financial coverage for major and medically costly life events. Examples include, stroke, cancer, organ transplantation, paralysis, benign tumors, diabetes, accidental injury, Alzheimer’s (in some cases), and so much more. At ALVA Financial Group we guarantee each policy is covered with Full Living Benefits for you and your family at no additionanl cost.
Let’s recap: Every Insurance policy has a death benefit that is payed out to your beneficiary after the insured’s passing.
Living Benefits in Insurance policies allow for funds from that death benefit to be pulled out early while they are alive for the needs that fit into the following medical categories: Critical Illness & Injury, Chronic Illness, Terminal Illness. At the end of life, if living benefits are used to access the death benefit early, they will be deducted and the remaining amount will be delivered to the beneficiaries listed.